Medical aid covers members’ healthcare costs such as hospitalisation, treatments and medicine. These costs are covered according to the rules of the medical scheme and the member’s medical aid plan type. These rules ensure that members are fairly cared for. All medical schemes in South Africa are governed in accordance with the Medical Schemes Act 131 of 1998, and are regulated by the Council of Medical Schemes. Failing to plan properly for you and your families Health Cover can impact even the most meticulously crafted Long- Term Financial Plan. Medical Aid Cover will provide you with the certainty of cover in uncertain and unexpected medical emergencies and expenses.